Michelle Beyo

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Bio

CEO & Founder, FINAVATOR INC.

Michelle Beyo is the CEO and Founder of Finavator an award-winning payments and future of finance consultancy. Michelle brings 20+ years of expertise from across multiple industries including Payments, Loyalty, Telco, Digital Identity, and Open Data. Her leadership has helped drive innovation in both retail and payments sectors, fostering strategic growth for numerous North American companies.

She is recognized as a global thought leader as well as a TEDx speaker and has spoken on stages worldwide, including Money20/20, Fintech Meet Up, and Open Banking Expo with a passion for igniting discussions on the future of finance. She is a Money20/20 RiseUp alumni and mentor as well as serves as an Advisory Board Member to Tillo Rewards as well as VoPay. She is a Board Member and the President of Open Banking Network Canada OFNC, championing data rights, transparency, and security in the financial landscape. She is also the creator and instructor for Finavator's Future of Finance Master Class

https://www.finavatorfuturefinancemasterclass.com/

Michelle was named one of the "Top 50 Women Leaders of Toronto" in 2023, as well as WXN CEDI (Canadian Equity, Diversity, and Inclusion) 2022 Award Winner and received a spot on the "Women in Fintech Global Power List" in 2021. Michelle is also a contributing author to the USA bestseller “Habits of Success” by Leaders Press.

Speaking Topics

Enabling the Future of Finance

The North American market is evolving rapidly, and we see the following trends happening that shape the future of finance and payments: (1) Modernization of Payments infrastructure; (2) Digitization of Commerce; and (3) Reinvention of Banking: Proliferation of Data and Increase in Cybercrime. As industry leaders in an ecosystem with many emerging trends, we need to capitalize on opportunities enabling a broader array of payment flows, improving operational efficiencies, and competing and innovating more effectively.

Open Banking in Canada

Open Banking is critical to empower consumers, competition, and innovation as well as helping Canada stay competitive on a global scale as the world moves towards open finance. As a global movement, Open Banking empowers consumers with control over their financial data using open APIs that enable third parties to build innovative products and services. Michelle has expanded her reach to also be known as an expert and advocate for Open Banking as a board member for OBIC. She is the co-creator and host of OBIC’s Open Banking Insights Series that is moderated by the honorable and independent Senator Colin Deacon. The series includes guest speakers such as HSBC, EQ Bank, Interac, Revolut, OBIE, the Competition Bureau of Canada, and the Financial Consumer Agency of Canada (FCAC).

The Rise of Female Founders, Inclusion, and Diversity

Even today, female founders still face huge challenges rendering access to opportunities and funding. In a world where diversity is key, we need to collectively address the wave of transformation and obstacles in the journey of the rising female founder. Driving diversity and inclusion is a complex issue. But we can get women more seats at the table through mentorships. And as an ecosystem, we should foster a culture ready to tackle imposter syndrome with a strong network of like-minded leaders.

The Art of Sales in Payments

The world of payments is unique, and to be in sales within the payment's ecosystem can be especially interesting as a woman. The art of sales in the complex payment ecosystem is inherently different from that of any other industry, but there are many tips, tricks, and ways to ensure that you are building your expertise and long-term relationships. With over 20 years of sales experience, Michelle discusses the art of Sales in Payments by sharing her expertise and insights that can help set one apart from the crowd and for success in the complex payments industry, as well as help upskill the sales force.