Ronaldo Hardy

Bio: Ronaldo Hardy is a nationally recognized CEO, leadership strategist, and transformational communicator whose work spans financial wellness, organizational change, and executive development. A two-time credit union CEO, former consulting firm owner, and current CEO of Balance, he has built a career helping leaders break free from mediocrity and build cultures rooted in boldness, trust, and…

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Amy Downs

Bio: In 1995, Amy Downs was one of the last survivors to be pulled from the rubble following the Oklahoma City bombing which killed 168 people including 18 of her 33 co-workers at the Federal Employees Credit Union. Embracing her second chance at life, Amy launched a campaign of self- improvement and empowerment. She went…

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